Mortgage Blog

Should You Wait for Lower Mortgage Rates to Buy?

August 21, 2026 | Posted by: Blue Spruce Mortgage

If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

August 5, 2026 | Posted by: Blue Spruce Mortgage

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...

July 29-2026: Federal Reserve issues FOMC statement

July 30, 2026 | Posted by: Blue Spruce Mortgage

The Federal Open Market Committee approved the following statement for relea ...

Mortgage Rates Are Rising, Should You Buy Now?

July 24, 2026 | Posted by: Blue Spruce Mortgage

Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should ...

Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?

July 7, 2026 | Posted by: Blue Spruce Mortgage

Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...

Should I Wait for Mortgage Rates to Drop?

June 22, 2026 | Posted by: Blue Spruce Mortgage

For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...

June 17-2026 - Federal Reserve issues FOMC statement

June 17, 2026 | Posted by: Blue Spruce Mortgage

The Federal Open Market Committee approved the following statement for relea ...

Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

June 4, 2026 | Posted by: Roar Solutions

For many homebuyers in 2026, the biggest question is not simply, 'Can I get approved for a mortgage?' It is, 'Can I get approved and still feel comfortable with the payment?' That distinction matters ...

New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

May 12, 2026 | Posted by: Blue Spruce Mortgage

If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many markets ...

Home Selling Season is Around the Corner: Tips to Get Ready

February 15, 2024 | Posted by: Blue Spruce Mortgage

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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