Mortgage Blog
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Category: Mortgage (12 posts)
Can You Remove PMI Without Refinancing? What Homeowners Should Check
November 9, 2026 | Posted by: Blue Spruce Mortgage
If private mortgage insurance (PMI) is still part of your monthly mortgage payment, you may be paying for coverage you no longer need. The encouraging news is that some homeowners can remove PMI witho ...
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October 28 - Federal Reserve issues FOMC statement
October 29, 2026 | Posted by: Blue Spruce Mortgage
The Federal Open Market Committee approved the following statement for release by a 10 – 2 vote: The Committee decided to maintain the target range for the federal funds rate at 3-3/4 to 4 percen ...
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Why the Lowest Mortgage Rate Is Not Always the Best Deal
October 25, 2026 | Posted by: Blue Spruce Mortgage
Shopping for a mortgage can feel surprisingly simple at first. One lender quotes a 6.50% interest rate. Another quotes 6.75%. Surely the first lender wins, right? Not necessarily. The lower rate mi ...
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HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?
October 19, 2026 | Posted by: Blue Spruce Mortgage
Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...
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Adjustable-Rate Mortgage: Can You Afford the Reset?
October 7, 2026 | Posted by: Blue Spruce Mortgage
Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...
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Sept 16-2026 - Federal Reserve issues FOMC statement
September 16, 2026 | Posted by: Blue Spruce Mortgage
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...
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Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
September 14, 2026 | Posted by: Blue Spruce Mortgage
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...
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Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Blue Spruce Mortgage
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
read moreJuly 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Blue Spruce Mortgage
The Federal Open Market Committee approved the following statement for relea ...
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Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
July 7, 2026 | Posted by: Blue Spruce Mortgage
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...
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June 22, 2026 | Posted by: Blue Spruce Mortgage
For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...
read moreJune 17-2026 - Federal Reserve issues FOMC statement
June 17, 2026 | Posted by: Blue Spruce Mortgage
The Federal Open Market Committee approved the following statement for relea ...
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