Mortgage Blog

Category: Mortgage (7 posts)

Sept 16-2026 - Federal Reserve issues FOMC statement

September 16, 2026 | Posted by: Blue Spruce Mortgage

The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...

Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires

September 14, 2026 | Posted by: Blue Spruce Mortgage

Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

August 5, 2026 | Posted by: Blue Spruce Mortgage

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...

July 29-2026: Federal Reserve issues FOMC statement

July 30, 2026 | Posted by: Blue Spruce Mortgage

The Federal Open Market Committee approved the following statement for relea ...

Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?

July 7, 2026 | Posted by: Blue Spruce Mortgage

Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...

Should I Wait for Mortgage Rates to Drop?

June 22, 2026 | Posted by: Blue Spruce Mortgage

For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...

June 17-2026 - Federal Reserve issues FOMC statement

June 17, 2026 | Posted by: Blue Spruce Mortgage